Personal Injury and Wrongful Death

I have been injured in a small-boat collision – what are my rights?

We can help you determine if there is negligence and liability with respect to such an accident and whether suit should be filed.

I have been in an auto accident and injured – what do I do next?

You want to make out your own police report if one was not taken at the scene. Make sure to notify your insurance company and the other driver’s insurance company of any injuries immediately. Call us and we can help you with your claim.

I only have damage to my car as a result of an auto accident. Do I need an attorney?

In most cases, no. So long as you have collision coverage under your insurance policy, you can get your car fixed. If it was the other driver’s fault, you can pursue him and his insurance company for the damage.

What happens if I am in an automobile accident and the other driver has little or no liability insurance coverage?

In recent years, Ray, Robinson, Carle & Davies has handled an increasing number of what is commonly referred to as uninsured motorist (UM) or underinsured motorist (UDM) claims. Several years ago, the Ohio legislature passed legislation requiring automobile insurance agents to offer and explain UM/UDM coverage to their clients and obtain a signed waiver of coverage if the client chose not to take the coverage. As a result, people who previously did not know about or understand that liability insurance coverage for collisions with UM/UDM was available under their own policies began to understand and purchase UM/UDM coverage. If you are in an automobile accident and the other driver is underinsured or uninsured, check with your insurance agent to determine if your policy covers UM/UDM collisions. Even if your policy does not contain UM/UDM coverage, there may be other policies, such as an employer’s policy, that might contain UM/UDM coverage for you. We would be happy to meet with you to consider the particulars of your situation and explain your remedies in greater detail. Whether or not you have been in an accident, we suggest that if your automobile insurance policy does not currently include UM/UDM coverage, you should meet with your insurance agent to discuss UM/UDM coverage and consider purchasing that coverage as part of your liability policy.

I own a company that has been sued for injuring a worker. Can you help me?

Yes, we have defended employers faced with personal injury suits. As you know, workers’ compensation is the remedy with limited exceptions. We can help assess your company’s potential liability and risk.